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Dental Insurance

Strong, healthy teeth and gums. A glowing smile. A boost of confidence. Quality, consistent dental care not only helps you look better, it helps you feel better about yourself. Proper dental care can improve your overall health, too. In fact a wide range of medical complaints—headaches, bronchitis, earaches, stiff necks, and even bad breath—can be due to problems with your jaw, teeth and gums. There may even be a link between severe gum disease and cardiovascular disease and stroke. Studies have shown that pregnant women with periodontal disease may have increased risk for delivering premature, low birth-weight babies.

The key to a healthy smile is to take care of your teeth and gums before problems begin. Just visit your dentist regularly for exams and professional cleanings. With the right dental insurance plans, it's simple and affordable. You and your covered family members have convenient access to the dental care you need through our nationwide network of quality dentists. Dental insurance covers most preventive and restorative procedures. Orthodontic care—even for adults—is often covered, too!

The importance of access to dental care to oral health as provided by dental benefits is further documented in a 1987 Rand study, which concludes that Americans in poor oral health are less likely to have used dental services in the past or to have access to them in the future. Conversely, the Rand study shows those in good oral health are more likely to have had previous dental care and good access to future care.

Having dental coverage is the single greatest factor in determining whether a person sees a dentist, according to statistics compiled by the Nation Center for Health Statistics. The Center’s 1995 National Health Interview Survey reveals that people with dental benefits coverage are far more likely to have visited a dentist in over the last year (78% vs. 58%), are far more likely to have multiple dental visits in a year (45% versus 28%), and are more likely to have had a checkup during their last visit rather than require treatment for a specific problem (48% vs. 30%).